TERMS
OF USE.

AGREEMENT TO THESE TERMS

By accessing or using this website, you agree to these Terms of Use and our Privacy Policy. If you do not agree, please do not use the website. You must be legally able to enter into this agreement in the place where you live or conduct business.

By purchasing, accepting complimentary access to or using The Ledger Private Edition, you also agree to the Private Edition terms below. If you enroll on behalf of a business, you represent that you have authority to bind that business to these terms.

INFORMATION, WORK AND INQUIRY

This website introduces Marque & Mortar, presents selected work and provides ways to inquire about potential services. Website content is general information only. It is not legal, financial, tax or other regulated professional advice.

OWNERSHIP OF THE SITE

Unless otherwise stated, the website and its original text, strategy, graphics, layouts, marks, artwork, photographs, code and other content are owned by or licensed to Marque & Mortar and are protected by applicable intellectual-property laws.

You may view the website for personal or internal business evaluation. You may not copy, reproduce, publish, distribute, modify, sell, license, create derivative works from or commercially exploit any part of it without prior written permission.

Client names, marks and work shown remain the property of their respective owners where applicable.

USE THE WEBSITE LAWFULLY

You agree not to:

• interfere with the website, its security or its operation;
• introduce malicious code or attempt unauthorized access;
• scrape, harvest or systematically extract website content;
• impersonate another person or misrepresent your affiliation;
• use the website or its content to violate another party’s rights; or
• use the website for an unlawful, fraudulent or abusive purpose.

A CONVERSATION IS NOT YET AN ENGAGEMENT

Submitting an inquiry, sending an email or booking a conversation does not create a client relationship, guarantee availability or obligate either party to proceed. An engagement begins only when the parties sign a written agreement and satisfy any stated deposit or commencement conditions.

We treat inquiries with discretion. Until a separate written confidentiality agreement is in place, please do not send trade secrets, passwords or information requiring a heightened level of legal or technical protection.

THE SIGNED AGREEMENT CONTROLS THE WORK

Any proposal, scope of work, master services agreement or other written client contract will define the applicable services, schedule, fees, payment terms, revision limits, approvals, cancellation rights, deliverable ownership and other project terms.

Prices, timelines and availability shown on this website are illustrative starting points and may change. No service is reserved until the requirements in the applicable written agreement have been met.

THE DIGITAL PROGRAM AND WHAT IS INCLUDED

The Ledger Private Edition is a self-directed digital educational program for founders and brand owners. Unless the checkout page expressly states otherwise, enrollment includes access to the complete 12-module Private Edition curriculum, the interactive Founder Brand Blueprint, associated diagnostics, fieldwork and House examples, and one written Private House Review as described below.

The Private Edition is a digital product. Purchasing or receiving access does not create an agency-client, consultant-client, fiduciary or other professional-services relationship with Marque & Mortar. Any separate strategic, creative or implementation work requires its own signed client agreement.

ONE PAYMENT, NOT A SUBSCRIPTION

The purchase price is $3,000 USD as a one-time fixed payment, unless a different price is expressly shown at checkout. Applicable taxes may be added. The purchase does not automatically renew and does not create a recurring subscription. Payment must be successfully processed before access is issued.

Origin to Icon clients may receive complimentary Private Edition access when it is included in their signed client agreement. Complimentary access has no cash value, may not be transferred or resold, and does not create a right to a refund, rebate or credit.

Payments are processed by third-party providers and may also be subject to their terms and privacy practices. You agree to provide current, complete and accurate billing information and authorize the charge presented at checkout.

ACCESS TO THE EDITION YOU PURCHASE

A paid enrollment includes ongoing access to the Private Edition purchased, subject to these terms, account security and continued platform availability. “Ongoing access” does not mean that a particular website, member-area design, feature or third-party platform will remain unchanged indefinitely. Marque & Mortar may maintain, update or migrate the delivery platform and will use commercially reasonable efforts to preserve access to the purchased edition or provide a substantially equivalent delivery method.

Enrollment does not include future editions, newly released products, live sessions, calls, consulting, implementation, revisions or ongoing personalized support unless those items are expressly included in writing. Temporary interruptions caused by maintenance, security events or third-party outages do not constitute a permanent denial of access.

ONE ENROLLMENT, ONE INDIVIDUAL ACCOUNT

Each enrollment is issued to one individual and may be accessed only through that individual’s account. You may not share login credentials, permit another person to use your account, transfer access, resell access or create a shared team login. You are responsible for safeguarding your credentials and for activity conducted through your account.

If you believe your account has been accessed without permission, contact Marque & Mortar promptly. Additional users require separate written permission or separate enrollments.

INTERNAL USE, NOT OWNERSHIP OF THE MATERIALS

Marque & Mortar grants the enrolled purchaser a limited, non-exclusive, non-transferable, non-sublicensable and revocable license to access and use the Private Edition materials for the purchaser’s own internal business and educational purposes. This is a license to use the materials, not a sale or transfer of the intellectual property in them.

You may download worksheets or exports that the program expressly makes available. You may use your completed Founder Brand Blueprint within your own business and share that completed, brand-specific output with employees, contractors or professional advisers who need it for your business. This permission does not extend to blank templates, lessons, prompts, frameworks, recordings, examples or other underlying course materials.

You may not:

• copy, reproduce, record, publish or distribute the lessons or materials;
• sell, sublicense, transfer or give another person access to them;
• teach from, white-label or use them to create a competing product or service;
• remove copyright, trademark or other ownership notices;
• scrape, systematically extract or upload the materials into a shared database; or
• use the materials as training data for an artificial-intelligence model or dataset.

All rights not expressly granted remain with Marque & Mortar or the applicable licensor.

YOUR BRAND INFORMATION REMAINS YOURS

You retain ownership of the original brand information, writing, files and other content you submit through the Private Edition. You grant Marque & Mortar a limited license to host, process, reproduce and review that content only as reasonably necessary to provide the program, the Private House Review and related support.

You represent that you own or have permission to submit everything you provide. Do not submit passwords, regulated data or confidential third-party information that you are not authorized to disclose. Marque & Mortar will not publish your submitted brand materials or identify your business as a participant without permission, except where disclosure is required by law.

ONE PRIVATE HOUSE REVIEW

Each eligible enrollment includes one written Private House Review of one completed Founder Brand Blueprint. The review identifies the strongest decisions, unresolved gaps and three priorities for the brand’s next stage. It is delivered within 10 business days after Marque & Mortar receives the completed Blueprint and any information reasonably required to evaluate it.

A submission is complete when the required Blueprint sections are finished, accessible and detailed enough to review. If information is missing or inaccessible, Marque & Mortar may request completion or clarification, and the 10-business-day period begins when the completed submission is received. Business days exclude Saturdays, Sundays and United States federal holidays.

The Private House Review is one written review, not an ongoing advisory relationship. It does not include a call, implementation, a second submission, revisions or continuing correspondence unless Marque & Mortar agrees otherwise in writing.

ALL SALES ARE FINAL AFTER ACCESS IS GRANTED

Because the Private Edition provides immediate access to digital materials and proprietary frameworks, purchases are final and non-refundable once access is granted, except where applicable law requires otherwise. There is no cancellation charge because the purchase is not a recurring subscription.

Refunds are not provided for a change of mind, non-use, failure to complete the program or Blueprint, dissatisfaction with the format, or failure to achieve a desired business, creative, publicity, retail or financial outcome.

If a verified technical problem prevents material access, contact Marque & Mortar so there is an opportunity to restore access. If Marque & Mortar is unable to provide material access and cannot cure the issue within five business days after receiving written notice, the purchaser may request a refund of the amount paid. This paragraph does not limit any right that applicable law does not permit the parties to waive.

EDUCATION, JUDGMENT AND RESPONSIBLE USE

The Private Edition and Private House Review provide educational information and professional judgment based on the information you submit. They are not legal, accounting, tax, investment or other regulated professional advice. You remain responsible for your decisions, implementation, compliance, expenses and results.

Marque & Mortar does not guarantee revenue, profitability, press, audience growth, retailer acceptance, funding, conversion rates or any other particular outcome. Examples and House perspectives are illustrative and may not produce the same result for every brand.

Marque & Mortar may suspend or terminate access for account sharing, unauthorized copying or distribution, payment reversal, fraud, security risk or another material breach of these terms. Access terminated for a material breach is not refundable except where applicable law requires otherwise.

LINKS AND PLATFORMS OUTSIDE THE HOUSE

The website may link to or rely on third-party services, including scheduling, hosting, analytics, social platforms or client websites. Those services are governed by their own terms and privacy practices. Marque & Mortar does not control and is not responsible for their content, availability, security or conduct.

THE WEBSITE IS PROVIDED AS AVAILABLE

To the fullest extent permitted by law, the website is provided on an “as is” and “as available” basis. We do not promise that every item will be complete, current, uninterrupted, secure or free from errors. We may change, suspend or withdraw website content at any time without notice.

Examples, case studies and past outcomes do not guarantee a particular commercial, editorial or financial result for another brand or engagement.

LIMITS RELATING TO WEBSITE AND PROGRAM USE

To the fullest extent permitted by applicable law, Marque & Mortar and its founders, contractors and representatives will not be liable for indirect, incidental, special, consequential or punitive damages arising from or connected with your use of, or inability to use, this website, the Private Edition or third-party links and platforms.

To the fullest extent permitted by applicable law, Marque & Mortar’s total liability for a claim specifically concerning the Private Edition will not exceed the amount the claimant actually paid to Marque & Mortar for the enrollment giving rise to the claim.

Nothing in these terms excludes or limits liability that cannot lawfully be excluded or limited. Project-related liability, if any, is governed by the applicable signed client agreement.

RESPONSIBILITY FOR MISUSE

To the extent permitted by law, you agree to defend, indemnify and hold harmless Marque & Mortar and its founders, contractors and representatives from claims, losses or expenses arising from your unlawful use of the website or Private Edition, violation of these terms, submitted materials or infringement of another party’s rights.

SOUTH CAROLINA

These website terms are governed by the laws of the State of South Carolina, without regard to conflict-of-law principles. Any dispute concerning these website terms will be brought in the state or federal courts located in Charleston County, South Carolina, unless applicable law requires otherwise.

IF ONE PART CANNOT BE ENFORCED

If any provision of these terms is found invalid or unenforceable, the remaining provisions will remain in effect. A failure to enforce a provision is not a waiver of the right to enforce it later.

UPDATES TO THESE TERMS

We may update these terms as the website or our practices change. The revised version becomes effective when posted here with a new effective date. Continued use of the website after an update means you accept the revised website terms. The version accepted when a Private Edition purchase is completed governs that purchase, and a later update will not retroactively remove material purchased rights unless you agree or applicable law requires the change.

QUESTIONS ABOUT THESE TERMS

Contact Marque & Mortar at [email protected].